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Practice tests are modeled on public exam formats and are not affiliated with any exam body.

Legal Secretary Typing Test 34: Insurance and the Sharing of Risk

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Legal Secretary
Test 34

Legal Secretary practice test 34

Insurance and the Sharing of Risk · 338 words · 5 min · English · backspace allowed · target 60 WPM

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Practice test modeled on the Legal Secretary Typing Test format. Not affiliated with Law firms and courts. 60 to 70 WPM with 95%+ accuracy on legal passages.

5:000wpm100%0/338

Insuranceisamethodofspreadingthecostofmisfortuneacrossmanypeoplesothatnosinglefamilyisruinedbyit.Thousandsofpolicyholderseachpayasmallpremiumintoapool,andthefewwhosufferafire,anaccident,anillnessorafailedcropreceivepaymentfromit.Thearrangementworksbecausetheinsurercanpredict,withreasonableaccuracy,howmanyclaimswillariseinayeareventhoughitcannotknowwhichcustomerswillmakethem.Healthinsurancehasbecomeespeciallyimportantasmedicaltreatmenthasgrownmoreexpensive;asinglehospitalstaycancostmorethanayear'sincome.Cropinsuranceprotectsfarmersagainstdroughtandflood,andlifeinsurancesupportsfamiliesafterthedeathofanearner.Thevalueofanypolicyliesinthesmallprint,sobuyersshouldreadwhatisexcluded,howclaimsaremadeandhowquicklytheyarepaid.Labourlawssettheminimumtermsonwhichanyone

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